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Your financial responsibility depends on a variety of factors.

Please see the chart below for a brief explanation.

 

 

Insurance will NOT cover supplements, vitamins, herbal prescriptions, IV treatments, Ozone treatments or hCG injections.

 

 

If you have

You are Responsible for…

Our Office will...

Blue Cross Blue Shield, MODA or Pacific Source and you are a patient of Dr. Karma Denmark

Payment of “the patient responsibility” (co-pay, co-insurance, percentage payment) for all office visits, injections and other charges at the time of office visit.

Accept your initial payment and file an insurance claim as a courtesy to you.

Health Insurance, PPO, HMO, Point of Service Plan or Out of Network Plan/PPO and you are a patient of Dr. Chihiro Aber or Dr. Karma Denmark

 

 

Payment in full at the time of service/visit.

 

 

Provide you with a receipt so can file the claim with your carrier.

 

Medicare

 

Payment in full at the time of service/visit.

Provide you with a receipt so can file the claim with your carrier. (Medicare does not recognize Naturopathic care, some plans may cover Acupuncture)

Motor Vehicle Accident/PIP

If we have verified the claim with your carrier: No payment is necessary at the time of the visit.

 

If we are unable to verify your claim: Your appointment will need to be rescheduled or you will need to pay in full for the visit.

File in insurance claim to your carrier.

 

 

Provide you with a receipt so can file the claim with your carrier.

Worker’s Compensation

If we have verified the claim with your carrier: No payment is necessary at the time of the visit.

 

If we are unable to verify your claim: Your appointment will need to be rescheduled.

Schedule your appointment after your W/C carrier has been called to verify the accident date, claim number, primry care physician, employer information and referral procedures.

 

 

 

 

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